Since the beginning of this year, China's investment in science and technology finance has increased significantly. For example People's Bank of China it has launched a 500 billion yuan re-loan for scientific and technological innovation and technological transformation, which will be issued to 21 financial institutions to support the capital needs of scientific and technological innovation and technological transformation projects.
Recently, the PBOC, the NFRA, the SAFE and other seven departments jointly issued the "Work Plan on Doing a Solid Job in Science and Technology Finance" to promote financial institutions and financial markets to comprehensively improve the capacity, intensity and level of science and technology financial services, and provide full-chain and full-life cycle financial services for the scientific and technological innovation activities of various innovative entities. In order to scientifically reflect the financial support for science and technology enterprises and related industries, and provide information support for the "big article" of science and technology finance, the PBOC issued a notice on the "Science and Technology Loan Statistics System (Trial)", based on which RIKING combined with the technology loan information collection specifications and the application standards and specifications of science and technology loan statistics, so as to facilitate financial institutions to make corresponding preparations.
According to the enterprise directory provided by the relevant industry authorities to the People's Bank of China every year. Loans to science and technology-related industries refer to loans actually invested in high-tech manufacturing, high-tech services, strategic emerging industries, intellectual property (patent)-intensive industries, etc., in accordance with the relevant industry statistical standards issued by the National Bureau of Statistics:
Loans for science and technology enterprisesThe People's Bank of China generates statistical indicators for loans to various science and technology enterprises based on the enterprise directory provided by the relevant industry authorities, and the corresponding fields of messages such as stock unit loans, unit loan occurrence, stock bill financing, and bill financing occurrence information in the basic financial data.
In addition to the case-by-case information, each financial institution shall fill in the summary indicators of the loans of science and technology enterprises in the technology loan information, including the amount of the institution's loans, the weighted average interest rate and the number of enterprises loaned (domestic summary).
Each financial institution shall ensure that the results of the processing and aggregation of the detailed basic data are consistent with the aggregate indicators of the loans of science and technology enterprises in the technology loan information message.
All financial institutions should improve data governance to ensure that information such as the name of the enterprise and the unified social credit code in the basic information of corporate loans, bill financing, and non-institutional customers is complete and accurate.According to the needs of science and technology loan statistics, in addition to submitting the current data on time in accordance with the requirements of the statistical system, all financial institutions are also required to supplement the historical data of science and technology loan information. The supplementary reporting arrangement is as follows:
In principle, all financial institutions should complete the supplementary reporting of relevant historical data before 17:00 on the 20th of each month, and postpone it on national statutory holidays and weekends, and see the announcement of the big data platform for specific time arrangements.
From the time of submission of the technology loan information message:
1. The fields of "whether it is a high-tech manufacturing loan" and "high-tech manufacturing loan type" in the second batch of messages of the stock special loan shall be terminated, and the above two types of fields in the message shall be retained, and each financial institution shall be treated as a blank value.Information on the amount of existing technology loans/information on the amount of technology loans
The total number of loans to technology-based enterprises is deduplicated and summarized for the following five types of technology-based loans:
The total number of loans to technology-related industries is deduplicated and summarized for the following four types of technology-based loans：
