Under the background of accelerated digital transformation of financial regulation, the pilot scope of “Unified Regulatory Data Report System (URDR) ”is expanding, featuring wide data coverage, deep data penetration, high data reporting frequency and uniform standardization, effectively realizing automation and data quality management has become the core demand of the industry.

Recently, based on the self-developed   Unified Regulatory Data Report System & Trust Zone System, RIKING has been making progress in both strategic cooperation and practical implementation: on one hand, it has reached strategic cooperation with a number of head foreign banks and city commercial banks, and on the other hand, it has helped a number of head foreign banks to realize the system application on the ground firstly, and helped the customers to complete the first round of automated reporting tasks successfully.

Case 1: A multinational commercial bank

Pain points: high manual reliance on traditional reporting, difficult to guarantee T+1 time efficiency

Solution: Efficiency enhancement for regulatory compliance: full-process automated reporting realizes intelligent scheduling of “collection-processing-checking”and guarantees T+1 timeliness; active risk prevention and control: precise authority control of distributed database realizes data isolation to prevent transgressions, and the physical machine deploys reinforced trusted zones, which meets the regulatory security requirements; localized adaptation: based on the Starring Ring/GBase and other domestic databases, in-depth adaptation creates an independently controllable platform that is both secure and cost-effective.

Achievements: RIKING helped the bank build a full-process automated data processing link from the “Unified Regulatory Data Report System” to the “Trust Zone System ”,which meets the “T+1” regulatory timeliness requirements, and drives the bank from “passive compliance” to “cost optimization” while guaranteeing the security of CCTC.

Case 2: A foreign-funded corporate bank

Pain points: Data dispersion is difficult to govern, regulatory penetration is not up to standard, and the cost of multi-regulatory collaboration is high.

Solution: Data architecture reconstruction: standardized hierarchical modeling + logical verification, output of regulatory base table and risk indicator sets; Regulatory penetration: data lineage tracking bidirectional mapping + dynamic metadata management, to ensure a strong correlation between rules and regulatory requirements; Unified reporting hub: standardized processing logic + integration of multi-regulatory interfaces, to achieve the alignment of data standards and reporting specifications for the whole organization.

Achievements: Through the construction of the   Unified Regulatory Data Report System & Trust Zone System, RIKING established a sustainable governance framework and empowered the bank to realize the paradigm shift of regulatory data from fragmentation to penetrating governance.

Case 3: An Asia-Pacific head bank

Pain points: difficult to manage data silos, high docking costs for EAST, 1104 and other regulatory standards, and lagging risk monitoring.

Solution: System integration: build an integrated data processing framework, combining source data collection and multi-dimensional verification mechanism to generate compliance reports and risk assessment; Data transformation: realize seamless docking of Unified Regulatory Data Report System (URDR) with various regulatory standards (e.g., EAST, 1104, etc.) to ensure clear logic and efficient execution of business mapping; Efficient monitoring: Deploying real-time monitoring ports for the whole process strengthens the transparency of data flow and provides timely warning of potential risks, guaranteeing accurate information transmission.

Achievements: Through the construction of the “unified regulatory marketplace + Unified Regulatory Data Report System”, RIKING built a cross-system, cross-supervisory unified data capability domain, promoting the bank to achieve a comprehensive upgrade of data from decentralized management to integrated governance.

The fact that these headline institutions have chosen RIKING to build the Unified Regulatory Data Report System & Trust Zone System stems from our three core competencies in the field of regulatory science and technology: independent and controllable full-stack technology, precise delivery by business and technology experts, and efficient empowerment through knowledge precipitation.

I.        Full-stack technology autonomy｜Xinchuang (Localized IT) Security Adaptation

RIKING’S   Unified Regulatory Data Report System & Trust Zone System covers the whole life cycle of data collection, processing, reporting and monitoring with self-developed technology, supporting the whole process automation closed loop. The product has passed the verification of domestic chip, operating system and database eco-adaptation to meet the requirements of CITIC, and has helped many banks to realize safe and compliant scale landing.

II.      Expert think-tank escort｜All-cycle accurate delivery

RIKING has a team of composite experts who are deeply engaged in the field of regulatory technology, and can provide integrated services of “system analysis - business modeling - technology landing” to ensure the accurate delivery of the project with zero error. At the same time, we provide forward-looking guidance through dynamic tracking of regulatory policies and real-time updating of the   Unified Regulatory Data Report System & Trust Zone System verification rule base and implementation strategies.

III.    Knowledge Asset Precipitation｜Efficient Deployment Engine

Based on the   Unified Regulatory Data Report System & Trust Zone System benchmark cases of many banks, we have deposited standardized business templates, intelligent validation rule libraries, and typical scenario solution libraries, and through cross-project knowledge sharing, we have established a standardized problem response mechanism to efficiently solve complex scenarios such as heterogeneous system docking, data governance, and other problems, so as to achieve a shorter deployment cycle for new customers and improve the quality of delivery. Enhancement.

With the accelerated promotion of  the Unified Regulatory Data Report System (URDR), RIKING will seize the opportunity of the times, rely on mature product capabilities and industry-leading practical experience, continue to polish products and services, and make every effort to empower financial institutions to complete the construction of the   Unified Regulatory Data Report System & Trust Zone System, and empower financial institutions to shift from compliance cost centers to data asset centers. Compliance cost center to data asset center, building a new ecology of regulatory technology.