During the epidemic period, the people's Bank of China successively issued relevant policies to urge financial institutions in Shanghai to act actively, take the initiative to touch customers affected by the epidemic, and handle the deferred adjustment of credit investigation and repayment for them. On May 23, Shanghai news comprehensive channel gave a detailed report on the initiative of Shanghai Rural Commercial Bank to find out customers, relying on RIKING Credit Information System II to help the bank actively adjust the data records submitted by customers' credit investigation.

With the support of RIKING Credit Information System II , Shanghai Rural Commercial Bank timely adjusted the credit reporting data for small, medium and micro enterprises with overdue credit investigation due to the lack of capital turnover during the epidemic. During the epidemic period, RIKING appointed experienced engineers to stay at the bank site to support the smooth operation of the bank credit investigation system, ensure the normal development of banking business, and provide solid support and guarantee for the normal operation of the bank credit investigation system during the epidemic period.

Figure: RIKING Credit Information System II helps the development of Shanghai Rural Commercial Bank

Looking back on July 2021, the first report of the RIKING Credit Information System solution II of Shanghai Rural Commercial Bank was successful. It took eight months from the start of the project to successfully passing the test and acceptance of the people's Bank of China. The two sides worked together to overcome many difficulties, completed the system switching and online two months in advance, and gave full play to the role of Shanghai Rural Commercial Bank as the head organization of the national second-generation credit investigation data submission.

RIKING Credit Information System II is based on the supervision requirements of the credit investigation center of the people's Bank of China on credit investigation information and combined with the construction status and development needs of social credit system. Since its launch, with its mature, stable and efficient characteristics, the system scheme has been widely recognized by many financial institutions in the market. More than 120 successful cases of the implementation of RIKING Credit Information System II projects have become one of RIKING's most competitive products. The system has the characteristics of supporting automatic report query and data submission, supporting high concurrent processing of massive data, supporting self inspection and self correction of data quality, and improving the quality of data submission from the aspects of data integrity, timeliness and accuracy.

Thanks to the long-term trust and support of Shanghai Rural Commercial Bank for RIKING, and looks forward to working together to achieve mutual benefit and win-win in the future. During the special period of the epidemic, RIKING will always work with financial institutions to deal with policy and risk changes, and help financial institutions protect the credit system of small, medium-sized and micro enterprises.